We are committed to protecting your privacy and have taken reasonable steps to protect the confidentiality of the Personal Information You have furnished to us and its transmission through the world wide web.

In the process of You using this Website or availing of the existing or future services or Facility provided by the Website, You may be required to furnish information, personal or otherwise, relating to you, including information that is of a confidential nature (all such information being part of 'Personal Information' as defined herein). You are urged to keep the Personal Information current so as to ensure that the services and Facility remain relevant and reach You.

Apex Insurance consultant ltd undertakes not to disclose, except as otherwise provided, the Personal Information provided by You to any person, unless such action is necessary to:

• Conform to legal requirements or comply with legal process;
• Protect and defend Apex Insurance's or its Affiliates' rights, interests or property;
• Enforce the terms and conditions of the products or services or Terms and Conditions; or
• Act to protect the interests of Apex Insurance, its Affiliates, or its members, constituents or of other persons.

You shall not disclose to any person, in any manner whatsoever, any information relating to Apex Insurance or its Affiliates of a confidential nature obtained in the course of availing the Facility or use of Website. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle Apex Insurance or its Affiliates to terminate the services or Facility, without prejudice to any damages, to which You may be entitled to or can access otherwise.

We may, and are authorised to, share the Personal Information with a third party, including Affiliates, that is interested in serving You. You may inform us at any time not to share Your Personal Information with third parties by sending us an e-mail message at marketing@aiclindia.com or calling at 9136036071. We may also use Your Personal Information for the purposes of providing You with any services to which You subscribe, and any service-related activities such as collecting subscription fees from You for those services, and notifying You or contacting You regarding any problem with, or the expiration of, such services. In this regard, it may be necessary to disclose Your Personal Information to one or more Advisors and contractors of Apex Insurance and their sub-contractors, but such Advisors, contractors, and sub-contractors will be required to agree to use the information obtained from us only for these purposes.

We may, and are authorised to, share part with all Personal Information related to the details and transaction history of the Customers to its Affiliates/banks/ financial institutions/credit bureaus/agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and You shall not hold Apex Insurance liable for use or disclosure of Personal Information.

We will also use the Personal Information for the following purposes:

• Allow You to access specific account information;
• Providing customization. We may use the Personal Information provided by You to customize Your visit to the Website by displaying appropriate content at our judgment and discretion;
• Send you information about us and / or our products and services;
• To contact you when required.
• Apex Insurance's Affiliates may from time to time send by e-mail or otherwise, information relating to their products and services.
• Please be aware that other websites that have links to our Website may collect personally identifiable information about you. This privacy statement does not cover the information practices/privacy policy of those websites or advertisers.

Terms of Usage

Please read carefully the following 'Terms of Usage', which apply to all visitors to this web site. By deciding to visit this website, you implicitly agree to abide by its terms.

The information, details, graphics, texts and hyperlinks (hereinafter collectively referred to as 'information') made available on this website are provided on an 'as is' basis and Apex Insurance Consultant Limited (hereinafter 'Apex Insurance') specifically disclaims all warranties, guarantees and indemnities, express, implied or statutory.

Apex Insurance does not warrant that information contained in the website would be adequate, accurate, reliable or complete and Apex Insurance expressly disclaims any liability for errors or omissions therein or any consequences from the use thereof. The contents of the website are strictly for information purpose and do not entail any legal commitment or contractual agreement on the part of Apex Insurance.

The information contained in this website is subject to change from time to time without notice. Apex Insurance shall update the website with relevant information; however Apex Insurance shall not be held liable for any delay in such updation.

We are purely risk management company and are service providers only. Insurance (indemnity from the insurance company) is the subject matter of the solicitation; hence the information made available on this website is or should not be construed as an offer. Apex insurance consultant Ltd assumes no liability for the interpretation and/or use of the information contained on this website.

Apex Insurance owns and holds all copyrights and trade mark rights for the information, contents, logos and trade marks contained in this website. Any reproduction, modification, creation of derivate works, distribution, transmission, copying, selling, displaying, publishing or using any of the information, contents, logos and trade marks contained in this website for any purpose whatsoever, whether electronically or otherwise, without the prior written permission of Apex Insurance is strictly prohibited. Any violation of this provision would be strictly dealt with.

Apex Insurance website may contain hyperlinks or cross references to other internet websites, which are either affiliates or entities connected with Apex Insurance. Apex Insurance is not responsible for, and makes no representations or warranties about, the contents of such other websites which are linked through Apex Insurance website.

Apex Insurance does not warrant that the services provided through the website would be uninterrupted, error free or that the website would be free from computer viruses or other harmful components though the Company stands committed to and will take all reasonable efforts to provide uninterrupted and error free services.

Apex Insurance notifies you that any information / communication transmitted by you to Apex Insurance via the website may not remain confidential or free from interferences by unauthorized third parties during its transmission and Apex Insurance shall not be responsible for such acts of third parties. It is up to each website user in particular to take all appropriate steps to protect his own data and/or software against contamination by any viruses circulating on the Internet.

The users of this website are informed that when they access this site, information may be temporarily stored in memory or on their hard disk through the use of 'cookies' in order to optimise and customisenavigation on the website. It is possible for any internet user to configure the preferences of his browser to refuse cookies. In this case, certain functions of the site may not be accessible.

Apex Insurance may in no case be held responsible for any direct or indirect loss, serious or otherwise, resulting from a visit to this website or associated with such a visit, particularly, and without limitation, for any loss of profits, interruption of activities or loss of software or data.

Apex Insurance consultant limited reserves the right to add to, modify or remove these terms of usage listed above at any time and without prior notice.

For any comments/feedback on the website you may please send an email to: marketing@aiclindia.com.